Terms & Conditions

1. Who We Are

BNM Financial Services helps individuals and businesses find and apply for insurance products (life, health, motor, commercial vehicle) and related financial services (ITR filing, PAN card assistance) through our partner insurers and service providers.

2. Nature of Our Services

We act as an intermediary connecting you with insurance companies and service providers. We are not the insurer — the actual insurance contract is between you and the insurance company you choose. Policy terms, premiums, and claim decisions are governed by that company's own policy wording and applicable law.

3. Website Use

• You must provide accurate information when submitting an enquiry, quote request, or review.
• You must not use this website to submit false, misleading, or abusive content.
• You must not attempt to disrupt, overload, or gain unauthorized access to this website or its systems.

4. Quotes & Enquiries

Submitting an enquiry or quote request through this website does not create a binding insurance contract. Any quote provided is indicative and subject to confirmation, underwriting, and final terms from the relevant insurance company.

5. Reviews

Reviews submitted through this website are moderated before publication. We may edit for clarity or decline to publish a review at our discretion, and may remove a published review that violates these terms.

6. Intellectual Property

All content on this website — text, graphics, logos, and design — is owned by BNM Financial Services or used with permission, and may not be copied or reused without our consent.

7. Limitation of Liability

We provide this website and its content on an "as is" basis and make reasonable efforts to keep information accurate and up to date, but do not guarantee it is error-free. We are not liable for losses arising from your reliance on website content, or from the acts, terms, or claim decisions of third-party insurers and service providers.

8. Changes to These Terms

We may update these terms from time to time. Continued use of this website after changes are posted means you accept the updated terms.

9. Governing Law

These terms are governed by the laws of India, and any disputes are subject to the jurisdiction of the courts in Jaipur, Rajasthan.

10. Contact Us

For questions about these terms, contact us at info@bnmservices.in or call +91 6350332930.